Privacy Policy

1. Introduction

AFROBILLS ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

By using AFROBILLS, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

• Name and contact information (email, phone number)
• Account credentials (username, password)
• Business information (company name, tax ID)
• Payment information (processed securely through third-party providers)
• Profile information and preferences

2.2 Financial Information

We collect information related to your financial transactions, including:

• Invoice details and payment records
• Receipt images and scanned documents
• Transaction history and analytics
• Bank account information (encrypted and stored securely)

2.3 Technical Information

We automatically collect certain technical information when you use our services:

• IP address and device information
• Browser type and operating system
• Usage data and interaction patterns
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and maintaining our services
• Processing transactions and sending invoices
• Improving and developing our products
• Communicating with you about your account
• Providing customer support
• Analyzing usage patterns to enhance user experience
• Detecting and preventing fraud
• Complying with legal obligations

4. Information Sharing

We may share your information in the following circumstances:

4.1 Service Providers

We share information with third-party service providers who perform services on our behalf, such as:

• Payment processors (e.g., Flutterwave, Paystack)
• Cloud hosting providers
• Analytics services
• Email and communication services

4.2 Legal Requirements

We may disclose your information if required by law or in response to valid legal requests, including:

• Court orders or subpoenas
• Government investigations
• Protection of our rights and property

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner.

5. Data Security

We implement industry-standard security measures to protect your information:

• End-to-end encryption for sensitive data
• Secure socket layer (SSL) technology
• Regular security audits and vulnerability assessments
• Restricted access to personal information
• Secure data storage and backup systems
• Compliance with relevant data protection regulations

6. Your Rights

You have certain rights regarding your personal information:

• Access: Request a copy of your personal information
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your personal information
• Portability: Receive your data in a structured format
• Objection: Object to processing of your information
• Restriction: Request restriction of processing

To exercise these rights, please contact us at privacy@afrobills.com

7. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

When you delete your account, we will delete or anonymize your personal information, except where we are required to retain it for legal or business purposes.

8. Children's Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last updated" date.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: